All Types of Loans - Payment24 | Nexiash Pvt. Ltd
Nexiash Pvt. Ltd  |  payment24.in

Smart Loan Solutions For Every Need

Personal Loan, Business Loan, Home Loan, Car Loan, Gold Loan & more — get the best offer from 50+ banks with the lowest interest rates and fastest approval. Free expert guidance included!

Personal Loan Business Loan Home Loan Car Loan Gold Loan Instant Loan
11 Loan Types
Quick Approval
Lowest Interest Rates
Free Expert Guidance

All Types of Loans We Offer — One Platform, Best Deals!

Looking for a loan but confused about which one suits you best? At Payment24, we offer 11 different types of loans — from personal needs to business growth, from buying a home to buying a car. Our experts compare offers from 50+ banks and NBFCs to get you the best interest rate, highest loan amount and fastest approval — completely free of charge.

  • Compare offers from 50+ banks & NBFCs — best rate guaranteed
  • Minimal documentation — Aadhaar, PAN & income proof is mostly enough
  • Dedicated loan expert assigned from application to disbursement — always free
  • All profiles welcome — salaried, self-employed, business owners, farmers
11+
Loan Products Available
50+ Partner Banks & NBFCs
Apply for Loan Now
Personal Loan (PL)

Need money for a wedding, medical emergency, travel, home renovation or any personal need? Get an unsecured personal loan up to ₹40 Lakhs with zero collateral required. Fast disbursal in 24–48 hours directly to your bank account. No restriction on how you use the funds.

Up to ₹40 Lakhs | No Collateral
From 10.5% p.a. 24–48 Hr Disbursal Up to 60 Months
  • Salaried & self-employed both eligible
  • Minimal documents — PAN + Aadhaar + salary slip
  • No end-use restriction — use for any purpose
  • Prepayment & foreclosure options available
Apply Now
Business Loan (BL)

Expand your business, buy new machinery, manage working capital or launch a new product line. Get unsecured business loans up to ₹50 Lakhs without mortgaging any property. Fast approval for GST-registered businesses with clean banking history.

Up to ₹50 Lakhs | Unsecured
From 12% p.a. GST Based Up to 48 Months
  • GST-registered businesses preferred
  • Bank statements + ITR as primary documents
  • No property mortgage required
  • Working capital, expansion, stock — all covered
Apply Now
Home Loan (HL)

Buy your dream home, construct a new house or renovate an existing one with the best home loan rates in the market. We compare offers from SBI, HDFC, ICICI, Axis and 50+ lenders to get you the lowest EMI and maximum loan amount.

Up to ₹5 Crore | 30 Yr Tenure
From 8.4% p.a. 90% Funding Up to 30 Years
  • Up to 90% of property value funded
  • Tax benefit under Section 80C & 24B
  • Balance transfer at lower rates also available
  • Under-construction & ready-to-move both eligible
Apply Now
Loan Against Property (LAP)

Unlock the hidden value of your residential or commercial property. Get a large loan amount at lower interest rates by mortgaging your property. Use the funds for business expansion, education, medical emergencies or any other high-value purpose — no restriction.

Up to ₹5 Crore | Low Rate
From 9% p.a. 70% of Value Up to 15 Years
  • Residential & commercial property both accepted
  • Continue using your property during loan tenure
  • Overdraft (OD) facility also available on LAP
  • Higher loan amount vs personal loan
Apply Now
Used Car Loan

Want to buy a pre-owned or second-hand car at the best price? Get a used car loan with flexible repayment options. We work with all major used car financiers to get you the best deal on vehicles up to 10 years old — any brand, any model across India.

Up to ₹25 Lakhs | Easy Approval
From 13% p.a. Cars Up to 10 Yrs Up to 60 Months
  • All brands — Maruti, Hyundai, Honda, Toyota & more
  • Quick RC transfer assistance included
  • Minimal down payment options available
  • Faster approval than dealership financing
Apply Now
New Car Loan

Drive home your brand-new car today! Get new car loans with up to 100% on-road price funding from top banks. We partner with all major lenders to offer the lowest EMI across all car brands and models — no hidden charges, fully transparent process.

Up to 100% On-road Funding
From 7.9% p.a. All Brands Up to 84 Months
  • 100% on-road price financing available
  • All brands — Maruti, Tata, Hyundai, MG, Kia & more
  • Zero foreclosure charge options available
  • EV & CNG car loans also available
Apply Now
Instant Loan

Need urgent cash right now? Instant loans are approved and disbursed within minutes — 100% digital, zero paperwork, no branch visit needed. Perfect for medical emergencies, sudden expenses or any short-term cash requirement. Apply from your phone anytime.

₹1,000 – ₹5 Lakhs | In Minutes
Instant Disbursal App-based Zero Paperwork
  • 100% paperless & fully digital process
  • Approved & disbursed in under 10 minutes
  • No CIBIL score required for small amounts
  • Flexible repayment — daily, weekly or monthly
Apply Now
Education Loan

Fund your higher education in India or abroad without financial stress. Education loans cover tuition fees, hostel charges, books, laptop and all study-related expenses. Moratorium period means repayment starts only after you complete your course and begin earning.

Up to ₹1.5 Crore | India & Abroad
From 8.5% p.a. Abroad Covered Up to 15 Years
  • India & overseas universities covered
  • Covers tuition, hostel, books & laptop
  • Repayment starts only after course completion
  • Tax benefit available under Section 80E
Apply Now
Gold Loan

Pledge your gold ornaments and get instant cash at the lowest interest rates in the loan market. Gold loans are processed the fastest — often within the same hour. Get up to 75% of your gold's current market value with safe and secure bank vault storage.

Up to 75% Gold Value | Same Day
From 7% p.a. Same Day Safe Storage
  • Gold ornaments safely stored in bank vault
  • No income proof or CIBIL score required
  • Repay anytime — zero foreclosure charges
  • Lowest interest rate among all loan types
Apply Now
OD / CC Loan

Overdraft (OD) and Cash Credit (CC) are revolving credit facilities designed for businesses to manage short-term working capital needs. Pay interest only on the amount you actually use — not on the entire sanctioned limit. Ideal for traders, manufacturers and seasonal businesses.

Revolving Credit | Pay Only on Use
From 10% p.a. Revolving Use & Repay Anytime
  • Interest charged only on amount utilised
  • Withdraw & repay freely during the limit period
  • Ideal for seasonal & trading businesses
  • Limit can be enhanced based on business growth
Apply Now
Government Scheme Loans

Get subsidised loans under powerful government-backed schemes like PM Mudra Yojana, PM SVANidhi, Stand Up India and CGTMSE. No collateral required for most eligible applicants. Specially designed to support small businesses, micro-entrepreneurs and first-time borrowers.

Subsidised Rates | Govt Backed
Mudra Yojana No Collateral Subsidised Rate
  • PM Mudra — Shishu, Kishor, Tarun (up to ₹10 Lakhs)
  • CGTMSE — up to ₹2 Crore without collateral
  • Stand Up India — SC/ST & women entrepreneurs
  • PM SVANidhi — street vendors & small traders
Apply Now
Total Loan Products

11+ Loan Types Available

Personal • Business • Home • LAP • Car • Gold • Instant • Education • OD/CC • Govt Schemes & more

Apply for Loan Now
11+
Loan Products
50+
Partner Banks & NBFCs
Free
Expert Guidance

Simple & Fast

How to Apply for a Loan?

Get your loan approved in just 4 simple steps — no branch visits, no long queues

1
Enquire Online

Fill our simple enquiry form or WhatsApp us with your loan requirement — loan type, amount needed and basic details.

2
Expert Calls You

Your dedicated loan expert will call you within hours, understand your profile and suggest the best loan options from 50+ lenders.

3
Submit Documents

Share minimal documents — Aadhaar, PAN, income proof and bank statements — digitally. No physical visits required at all.

4
Loan Disbursed!

Loan approved and amount disbursed directly to your bank account. Personal loans in 24–48 hours, instant loans in minutes!

Get your loan approved at the best interest rate — apply today & get same-day response!

24 Hrs
Avg Approval Time
100%
Digital Process

Quick Reference

Loan Eligibility & Key Details

Compare all 11 loan types at a glance — amount, interest rate, tenure and collateral requirement

Loan TypeMax AmountInterest RateMax TenureCollateral
Personal Loan₹40 LakhsFrom 10.5% p.a.60 monthsNot Required
Business Loan₹50 LakhsFrom 12% p.a.48 monthsNot Required
Home Loan₹5 CroreFrom 8.4% p.a.30 yearsProperty
Loan Against Property₹5 CroreFrom 9% p.a.15 yearsProperty
Used Car Loan₹25 LakhsFrom 13% p.a.60 monthsVehicle
New Car Loan100% On-roadFrom 7.9% p.a.84 monthsVehicle
Instant Loan₹5 LakhsFrom 15% p.a.24 monthsNot Required
Education Loan₹1.5 CroreFrom 8.5% p.a.15 yearsAbove ₹7.5L
Gold Loan75% of Gold ValueFrom 7% p.a.36 monthsGold Ornaments
OD / CC LoanAs per limitFrom 10% p.a.RevolvingAs applicable
Govt Scheme Loans₹10 Lakhs (Mudra)Subsidised5 yearsNot Required
7%
Lowest Rate — Gold Loan
₹5 Cr
Max Loan Amount
30 Yr
Longest Tenure

Our Promise

Why Choose Payment24 for Loans?

Lakhs of customers trust us for their loan needs — here are our 6 strong reasons

Dedicated Loan Expert

A personal loan expert is assigned to you from day one. They understand your profile, compare the best offers from 50+ lenders and guide you step by step — from application submission to final disbursement. Always completely free.

50+ Bank Partnerships

We partner with 50+ banks and NBFCs including SBI, HDFC, ICICI, Axis, Bajaj Finance, Kotak and more. This means you always receive multiple competing offers and choose the one with the best rate and most favourable terms.

Fastest Approval Process

Our streamlined process ensures your loan application reaches the right lender in the shortest possible time. Most personal and business loans receive in-principle approval within 24 hours — no unnecessary delays, no repeated visits.

100% Secure & Confidential

Your personal and financial data is completely safe with us. We use bank-grade encryption and your information is never shared with any third party without your explicit consent — absolute privacy guaranteed at every single step.

Zero Consultation Charges

Our loan experts' guidance is 100% free — no consultation fee, no hidden charges whatsoever. We earn only when your loan is successfully disbursed, so our goal is always to get you the best possible deal as fast as possible.

24x7 Customer Support

Have a question at any hour? WhatsApp us, call us or fill the enquiry form and our support team responds immediately. You are never alone in your loan journey — Payment24 is always with you at every step of the way.

50+
Partner Lenders
Zero
Consultation Fee
24x7
Customer Support

Got Questions?

Frequently Asked Questions

Everything you need to know about getting a loan through Payment24

What is the minimum CIBIL score required to get a loan?
Generally, a CIBIL score of 700 and above is considered good for most loan types. A score of 750+ gives you the best interest rates and highest approval chances. For gold loans, no CIBIL score is required. For government scheme loans, lower scores may also be considered. Our experts will evaluate your full profile and suggest the best option even if your score is low.
How long does loan approval and disbursal take?
It depends on the loan type. Instant loans are approved and disbursed in under 10 minutes. Personal and business loans typically receive in-principle approval within 24 hours and final disbursal in 2–3 working days. Home loans and LAP may take 7–14 working days due to property verification. Gold loans are disbursed on the same day within hours.
What documents are needed to apply for a loan?
Basic documents include: Aadhaar Card, PAN Card, last 3 months' bank statements and income proof (salary slip or ITR). For secured loans like Home Loan or LAP, property documents are additionally required. For Gold Loan, only Aadhaar and the gold ornaments are needed. Our expert will guide you on the exact document checklist based on your specific loan type and profile.
Is there any fee for your loan assistance service?
Absolutely not! Our consultation, expert guidance and loan application assistance is 100% FREE for you. We have partnerships with banks and NBFCs who pay us a referral fee upon successful disbursement — so there is zero cost to you at any stage. What you see is what you get — completely transparent and honest service always.
Can I apply for a loan if I am self-employed?
Yes, absolutely! We offer loans for salaried employees, self-employed professionals, business owners, traders and even farmers. Requirements and documents may vary slightly — for example, self-employed applicants usually provide ITR and GST returns instead of salary slips. Our experts will guide you through the right process for your specific employment type.
What are Government Scheme Loans and who is eligible?
Government scheme loans like PM Mudra Yojana, CGTMSE and Stand Up India are specially designed for small business owners, micro-entrepreneurs, SC/ST category and women entrepreneurs. They offer subsidised interest rates, no collateral in most cases and easier eligibility criteria. These are excellent for first-time borrowers or those who cannot access regular bank loans easily. Our experts will check your eligibility completely free of charge.
Free Consultation — Zero Hidden Charges

Apply for Your Loan Today — Get the Best Deal!

Tell us which loan you need and our expert will contact you within hours with the best offer from 50+ banks and NBFCs. Free guidance, zero charges, fastest approval guaranteed.

Free Expert Guidance Same Day Response 100% Secure Zero Hidden Charges 24x7 Support