Smart Loan Solutions For Every Need
Personal Loan, Business Loan, Home Loan, Car Loan, Gold Loan & more — get the best offer from 50+ banks with the lowest interest rates and fastest approval. Free expert guidance included!
All Types of Loans We Offer — One Platform, Best Deals!
Looking for a loan but confused about which one suits you best? At Payment24, we offer 11 different types of loans — from personal needs to business growth, from buying a home to buying a car. Our experts compare offers from 50+ banks and NBFCs to get you the best interest rate, highest loan amount and fastest approval — completely free of charge.
- Compare offers from 50+ banks & NBFCs — best rate guaranteed
- Minimal documentation — Aadhaar, PAN & income proof is mostly enough
- Dedicated loan expert assigned from application to disbursement — always free
- All profiles welcome — salaried, self-employed, business owners, farmers
Need money for a wedding, medical emergency, travel, home renovation or any personal need? Get an unsecured personal loan up to ₹40 Lakhs with zero collateral required. Fast disbursal in 24–48 hours directly to your bank account. No restriction on how you use the funds.
- Salaried & self-employed both eligible
- Minimal documents — PAN + Aadhaar + salary slip
- No end-use restriction — use for any purpose
- Prepayment & foreclosure options available
Expand your business, buy new machinery, manage working capital or launch a new product line. Get unsecured business loans up to ₹50 Lakhs without mortgaging any property. Fast approval for GST-registered businesses with clean banking history.
- GST-registered businesses preferred
- Bank statements + ITR as primary documents
- No property mortgage required
- Working capital, expansion, stock — all covered
Buy your dream home, construct a new house or renovate an existing one with the best home loan rates in the market. We compare offers from SBI, HDFC, ICICI, Axis and 50+ lenders to get you the lowest EMI and maximum loan amount.
- Up to 90% of property value funded
- Tax benefit under Section 80C & 24B
- Balance transfer at lower rates also available
- Under-construction & ready-to-move both eligible
Unlock the hidden value of your residential or commercial property. Get a large loan amount at lower interest rates by mortgaging your property. Use the funds for business expansion, education, medical emergencies or any other high-value purpose — no restriction.
- Residential & commercial property both accepted
- Continue using your property during loan tenure
- Overdraft (OD) facility also available on LAP
- Higher loan amount vs personal loan
Want to buy a pre-owned or second-hand car at the best price? Get a used car loan with flexible repayment options. We work with all major used car financiers to get you the best deal on vehicles up to 10 years old — any brand, any model across India.
- All brands — Maruti, Hyundai, Honda, Toyota & more
- Quick RC transfer assistance included
- Minimal down payment options available
- Faster approval than dealership financing
Drive home your brand-new car today! Get new car loans with up to 100% on-road price funding from top banks. We partner with all major lenders to offer the lowest EMI across all car brands and models — no hidden charges, fully transparent process.
- 100% on-road price financing available
- All brands — Maruti, Tata, Hyundai, MG, Kia & more
- Zero foreclosure charge options available
- EV & CNG car loans also available
Need urgent cash right now? Instant loans are approved and disbursed within minutes — 100% digital, zero paperwork, no branch visit needed. Perfect for medical emergencies, sudden expenses or any short-term cash requirement. Apply from your phone anytime.
- 100% paperless & fully digital process
- Approved & disbursed in under 10 minutes
- No CIBIL score required for small amounts
- Flexible repayment — daily, weekly or monthly
Fund your higher education in India or abroad without financial stress. Education loans cover tuition fees, hostel charges, books, laptop and all study-related expenses. Moratorium period means repayment starts only after you complete your course and begin earning.
- India & overseas universities covered
- Covers tuition, hostel, books & laptop
- Repayment starts only after course completion
- Tax benefit available under Section 80E
Pledge your gold ornaments and get instant cash at the lowest interest rates in the loan market. Gold loans are processed the fastest — often within the same hour. Get up to 75% of your gold's current market value with safe and secure bank vault storage.
- Gold ornaments safely stored in bank vault
- No income proof or CIBIL score required
- Repay anytime — zero foreclosure charges
- Lowest interest rate among all loan types
Overdraft (OD) and Cash Credit (CC) are revolving credit facilities designed for businesses to manage short-term working capital needs. Pay interest only on the amount you actually use — not on the entire sanctioned limit. Ideal for traders, manufacturers and seasonal businesses.
- Interest charged only on amount utilised
- Withdraw & repay freely during the limit period
- Ideal for seasonal & trading businesses
- Limit can be enhanced based on business growth
Get subsidised loans under powerful government-backed schemes like PM Mudra Yojana, PM SVANidhi, Stand Up India and CGTMSE. No collateral required for most eligible applicants. Specially designed to support small businesses, micro-entrepreneurs and first-time borrowers.
- PM Mudra — Shishu, Kishor, Tarun (up to ₹10 Lakhs)
- CGTMSE — up to ₹2 Crore without collateral
- Stand Up India — SC/ST & women entrepreneurs
- PM SVANidhi — street vendors & small traders
11+ Loan Types Available
Personal • Business • Home • LAP • Car • Gold • Instant • Education • OD/CC • Govt Schemes & more
Simple & Fast
How to Apply for a Loan?
Get your loan approved in just 4 simple steps — no branch visits, no long queues
Enquire Online
Fill our simple enquiry form or WhatsApp us with your loan requirement — loan type, amount needed and basic details.
Expert Calls You
Your dedicated loan expert will call you within hours, understand your profile and suggest the best loan options from 50+ lenders.
Submit Documents
Share minimal documents — Aadhaar, PAN, income proof and bank statements — digitally. No physical visits required at all.
Loan Disbursed!
Loan approved and amount disbursed directly to your bank account. Personal loans in 24–48 hours, instant loans in minutes!
Quick Reference
Loan Eligibility & Key Details
Compare all 11 loan types at a glance — amount, interest rate, tenure and collateral requirement
Our Promise
Why Choose Payment24 for Loans?
Lakhs of customers trust us for their loan needs — here are our 6 strong reasons
Dedicated Loan Expert
A personal loan expert is assigned to you from day one. They understand your profile, compare the best offers from 50+ lenders and guide you step by step — from application submission to final disbursement. Always completely free.
50+ Bank Partnerships
We partner with 50+ banks and NBFCs including SBI, HDFC, ICICI, Axis, Bajaj Finance, Kotak and more. This means you always receive multiple competing offers and choose the one with the best rate and most favourable terms.
Fastest Approval Process
Our streamlined process ensures your loan application reaches the right lender in the shortest possible time. Most personal and business loans receive in-principle approval within 24 hours — no unnecessary delays, no repeated visits.
100% Secure & Confidential
Your personal and financial data is completely safe with us. We use bank-grade encryption and your information is never shared with any third party without your explicit consent — absolute privacy guaranteed at every single step.
Zero Consultation Charges
Our loan experts' guidance is 100% free — no consultation fee, no hidden charges whatsoever. We earn only when your loan is successfully disbursed, so our goal is always to get you the best possible deal as fast as possible.
24x7 Customer Support
Have a question at any hour? WhatsApp us, call us or fill the enquiry form and our support team responds immediately. You are never alone in your loan journey — Payment24 is always with you at every step of the way.
Got Questions?
Frequently Asked Questions
Everything you need to know about getting a loan through Payment24
Apply for Your Loan Today — Get the Best Deal!
Tell us which loan you need and our expert will contact you within hours with the best offer from 50+ banks and NBFCs. Free guidance, zero charges, fastest approval guaranteed.